Mind your money

I don’t want to comment much on this but it was a really shock news. Well some may said we will be benefited from what you guys have heard from the news last night. The increment is 100% for the CEO...congrats to our big boss. Ironically it wasn’t reflecting us at all. Deep in my heart I can see the road is getting tougher. We are still stuck with our CA and we have no clues at all. We are still combating and struggling with current economy crisis and also struggling to ensure that we will survive in this company. We just hope that the CA will end soon and can benefit both party the company and the staffs. We know he did a good job for the company and he deserved that, so do us we love our company very much and we work hard so we also deserve the right. In this kind of situation I better play safe coz anything can happen. I will try to save as much money as I can to ensure that I can sustain to live my life in a comfortable way.

Tarif baru aje dinaik kan…out of sudden keluar plak berita gaji CEO dinaikkan 100%. What will the public think about this? This morning as I expected harga saham turun dari 8.40 – 8.15. Camno ni. Mak pun di dalam dilemma ni. Should I let go my saham or should I wait..berita2 tak ketentuan mcm ni mak memang tak suka. Life is getting tougher. Kuasa membeli hari ini dah tak sama dah dengan kuasa membeli 5-10 tahun lalu. Nilai duit pun sudah jatuh berlipat kali ganda.

Just nak bagi piece of advice pada kawan-kawan. Korang kalau mana2 yang ada hutang kredit kad tu tolonglah jelaskan yek. Bayar habis semua sekali pun tak apa. According to Personal Money magazine June 2008 Bank will remove the 20 days interest free starting July. So kalau nak guna kredit kad please make sure yang korang bayar semua hutang2 tu on time. I do have credit card but alhamdulillah I don’t have any credit in the card in fact I have a few buck debit in my card. Gang this is a must. I’ve read somewhere that the inflation will strike at anytime. So be ready get yourself prepared to live your life at a tougher time. A few things that can be take into consideration during inflation

Settlekan hutang kredit kad
Settlekan hutang loan - kalau mampu – interest akan naik double or triple
Jangan ambil personal loan atau apa-apa loan masa inflasi – interest sangat tinggi
Unit trust – it depend, some may advice you to keep but for me kalau ada untung better let go sebelum harga turun mendadak.
Save as much money as you can – simpan kat tempat yang betul
Beli barang jgn guna kredit kad
Ubah cara hidup – sekarang zaman berjimat cermat lupakan dulu branded thing demi kesinambungan hidup yang selesa.
Educate diri sendiri untuk belajar berjimat, belajar hidup sederhana dan yang penting belajar mcm mana mengurus financial secara berkesan.

Sejak minyak naik ni…memang rasa susah food kat café dah naik harga. Sekarang kalau breakfast memang tak pernah kurang dari RM5..fehhh mcm harga lunch. Basically sejak minyak naik ni each time aku fill in fuel aku hanya masukkan RM30 aje it’s equal to 11.11 liter…This is how I educate myself. Lama mana minyak tu boleh bertahan it depend on me..kalau minyak penuh tu nanti ada aje agenda dalam kepala kalau minyak sikit nak menyampaikan Isnin-Jumaat tu pandai2 le adjust. The thing is terasa-terasa susah kita kat KL ni tak de le berapa sgt I bet makcik2 kat kg lebih perit dan lebih lagi kesusahan sebab diorang tak banyak pilihan mcm kita. Plus don’t forget to give an extra allowance pada mak ayah kat kg. Mereka lebih tersepit dari kita di KL ni.Kita pun sama cubalah belajar rasa susah sikit.